TERMS OF SERVICE

1. PAYMENTS:

1.1. Stewart Media & Photography, LLC (SM&P) is a licensed entity and proudly accepts most forms of payments including: Personal Checks, Money Orders, VISA, MasterCard, Discover and debit cards. Checks should be written to: " Stewart Media & Photography, LLC".

1.2. SM&P reserves the right to withdraw from Client services should the Client fail to pay SM&P invoice(s) within thirty (30) days of issuance.

1.3. A deposit no more than 75% of total payment may be expected prior to a scheduled photographic event. 100% of Client payment is required at completion of services while not in conflict with section 1.2.

1.4. A Client may incur a $25 fee + original invoice for returned checks. After which, SM&P will only accept payment via secured funds.

1.5. Deposits received by SM&P will be shown as a credit to the invoice where related services are being rendered.

2. CANCELLATIONS:

2.1. Cancellations forty-eight (48) hours that is, two (2) working days in advance of an event will be charged as half (1/2) of a day at SM&P’s standard photographic event rate.

2.2. Cancellations twenty-four (24) hours (that is, one working day) in advance of an event will be charged as three-fourths (3/4) of a day at SM&P’s standard photographic event rate.

2.3. SM&P regards one (1) working day as eight (8) billable hours.

3. OVERRUNS:

3.1. Client may incur additional charges at standard rates should an assignment overrun beyond the control of SM&P.

4. CONDUCT:

4.1. The Client shall be responsible for the behavior of any persons accompanying them to an assignment.

4.2. SM&P reserves the right to terminate any assignment without notice if SM&P deems the Client's behavior to be unruly or unsafe.

5. DELIVERABLES:

5.1. SM&P will not be liable for delays that are beyond reasonable control.

5.2. The determination of the number of images delivered to the Client is left to the discretion of SM&P. Therefore, SM&P is not liable to deliver every image taken at the Client's event.

5.3. Online proofs will be provided to the Client of photographic event within 2-3 weeks to initiate final selection process.

5.4. After final selection process, the Client should allow 4-6 weeks thereafter for prints, photo book processing and/or shipping & handling based on Client's selected images.

6. COPYRIGHT:

6.1. In accordance with the United States Copyright Laws, the copyright of all images created by SM&P are owned by SM&P. Therefore, SM&P retains all copyright benefits for all images created by our photographers ... forever.

6.2. SM&P reserves the right to make reproductions of images created during assignments for marketing, promotional, competition and editorial purposes.

7. REFUNDS:

7.1. In the case of camera failure, inclement weather or force majeure that prevents SM&P from photographing on a scheduled date and time, the Client will receive a full refund of their deposit if the Client elects not to reschedule for a near-future date and time with SM&P

7.2. If the Client fails to attend a photographic session (portraiture) with SM&P on a scheduled date and time, no refund will be provided to the Client.

8. ACCEPTANCE:

8.1. Written and/or verbal requests for continued service constitutes Client acceptance of SM&P's terms, services and conditions.